Dr Julian Lewis: I am not certain what the attitude towards gambling is in the Secretary of State’s household, but would she care to place a bet that if the universal credit system is up and running and if, heaven forbid, the Labour party comes into government, it will be most unlikely to replace it with a mish-mash of different cross-cutting benefits such as existed previously?

[The Secretary of State for Work and Pensions (Ms Esther McVey): That is a very good question, because it seems that Opposition Members do not really know what they are going to do. It seems that the shadow Chancellor is going to get rid of it and the shadow Secretary of State is not really sure, but I know that in the Lords, they want to keep it. Perhaps when the next person stands up, they will tell us exactly what the Opposition Front Benchers are going to do with universal credit.]